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The First National Bank of Commerce
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Savings

First National Bank offers a wide variety of Savings account options


Savings


Statement savings requires $25 to open which allows customers of any age to save money. There is a $5 service charge if the balance falls below $25 any day of the quarter. Customers do not receive a passbook, instead a receipt is given at time of deposit or withdrawal and quarterly statement is issued. The customer is allowed nine free withdrawals per quarter, after that a $2 fee per withdrawal will be charged. Interest is paid quarterly.

Opening Balance Minimum Balance Monthly Service Charge Interest Bearing
$25 $25 $5 if balance falls below $25  Yes

High-yield savings


This is an account which is available to both individuals and businesses. $3,000 is required to open and statements are received monthly. A $3,000 minimum balance avoids the $10 per month service charge. You are allowed up to six withdrawals or transfers per month at no charge, any withdrawal or transfer after that is subject to a $2 fee. Variable interest rate may change weekly. Interest is paid monthly.

Opening Balance Minimum Balance Monthly Service Charge Interest Bearing
$3,000 $3,000 $10 if balance falls below $3,000 Yes 

Christmas Club


$5 is required to open. Withdrawals are subject to a fee. Interest will be credited at maturity.

Opening Balance Minimum Balance Monthly Service Charge Interest Bearing
$5 None
 None Yes, at maturity