Deposit Rates
Discover more about ACCOUNT Interest Rates
* Member FDIC * Rates and APY effective and accurate as of March 23, 2022
Deposit Accounts
Account Type | Minimum Deposit | Interest Rate | APY |
---|---|---|---|
First Choice Account | $50 | .55% | .55% |
SuperNow (SNA)* | $2,000 | .65% | .65% |
Money Market (CMA)* | $3,000 | 2.20% |
2.22% |
Statement Savings* | $25 | .75% | .75% |
Christmas Club* | $5 | 4.00% | 4.07% |
* Penalty for early withdrawal may be imposed.
* APY means Annual Percentage Yield
* Fees may reduce earnings
* Rates are variable and may change after account is opened
* APY means Annual Percentage Yield
* Fees may reduce earnings
* Rates are variable and may change after account is opened
Certificate of Deposit
Account Type | Minimum Deposit | Interest Rate | APY |
---|---|---|---|
3 month CD | $1,000 |
4.00% | 4.07% |
6 month CD* | $1,000 |
4.05% |
4.11% |
10 month CD | $1,000 |
3.75% | 3.70% |
12 month CD* | $1,000 | 4.10.% | 4.16% |
18 month CD* | $500 |
4.15% | 4.21% |
24 month CD* | $500 |
4.20%
|
4.27%
|
30 month CD* | $500 |
4.25% | 4.32% |
36 month CD* | $500 |
4.30% | 4.37% |
See Officer | $250,000.01 | -- |
-- |
* Interest may be compounded quarterly
* Monthly check only if over $50.00
* APY means Annual Percentage Yield
* No monthly compounding on any CD
* A penalty will or may be imposed for early withdrawal.
* Monthly check only if over $50.00
* APY means Annual Percentage Yield
* No monthly compounding on any CD
* A penalty will or may be imposed for early withdrawal.
Retirement Accounts
Account Type | Minimum Deposit | Interest Rate | APY |
---|---|---|---|
IRA (Traditional-Variable)* | $100 | 4.15% | 4.21% |
IRA (Roth-Variable)* | $100 |
4.15% |
4.21% |
IRA (Educational-Variable)* | $100 |
4.15% |
4.21% |
IRA (Guaranteed-Fixed)* | $500 | 4.05% |
4.11% |
* Interest compounded monthly
* APY means Annual Percentage Yield
* A penalty will or may be imposed for early withdrawal.
* Retirement Account Rates (except for the Guaranteed Fixed IRA) are variable and may change after the account is opened.
* A penalty will or may be imposed for early withdrawal.
* Retirement Account Rates (except for the Guaranteed Fixed IRA) are variable and may change after the account is opened.
CDARS
Account Type | Minimum Deposit | Interest Rate | APY |
---|---|---|---|
3 month (13 wk)* |
$250,000.01 |
4.10% | 4.16% |
6 month (26 wk)* |
$250,000.01 |
4.15% |
4.21% |
1 year (52 wk)* |
$250,000.01 |
4.20% | 4.27% |
2 year (104 wk)* |
$250,000.01 |
4.30% | 4.37% |
3 year (156 wk)* | $250,000.01 |
4.30% | 4.37% |
* APY means Annual Percentage Yield.
* Fees could reduce earnings on an account.
* A penalty will or may be imposed for early withdrawal.
* Deposit Account and Retirement Account Rates (except for the Guaranteed Fixed IRA) are variable and may change after the account is opened.
* Fees could reduce earnings on an account.
* A penalty will or may be imposed for early withdrawal.
* Deposit Account and Retirement Account Rates (except for the Guaranteed Fixed IRA) are variable and may change after the account is opened.